Tag: legal issues and law in everyday life

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Is it safe to email a copy of your Social Security card?

In spite of the fact that doing so is reckless, they frequently email these tax forms without encryption because they contain sensitive information like Social Security numbers and email is a popular target for hackers looking to steal identities. Click to see full answer Is it illegal to email Social Security number? Again, it is…
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Is a loan a legal document?

If you receive interest from the loan, that is income and must be claimed on your taxes. If you do not get repaid, the money might be considered a gift to the other person, and both you and they may have to account for it in your taxes if over a certain dollar amount threshold.…
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Can debt collectors prove you owe?

Does a Debt Collector Have to Show Proof of a Debt? Yes, debt collectors do have to show proof of a debt if you ask them. Make sure you understand your rights under credit collection laws. Click to see full answer What happens if a debt collector does not validate debt in 30 days? you…
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What is proof of debt validation?

At a minimum, it must produce: A copy of the original written agreement between the parties, such as the loan note or credit card agreement, preferably signed by you. If the account has been sold to another creditor, then that creditor must prove that it has the right to sue to collect the debt. Click…
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Do debt collectors have to send certified mail?

Debt collectors are legally required to send you a debt validation letter, which outlines what the debt is, how much you owe and other information. If you're still uncertain about the debt you're being asked to pay, you can send the debt collector a debt verification letter requesting more information. Click to see full answer…
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Is a license an assignment?

An assignment of copyright is a transfer of ownership. It must always be in writing and signed by the copyright owner. A licence simply allows another person to use the work without transferring ownership. Click to see full answer What is an assignment and license in patent? An assignment of patent is a transfer of…
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Can a collection agency take you to court?

Once a creditor files a lawsuit, ignoring the collection action is even riskier. If you don't respond in time, a default judgment will likely be entered against you. Depending on your contract with the original creditor, you may also be responsible for collection costs and the creditor's attorney fees. Click to see full answer What…
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Can your credit be checked without permission?

If you believe that somebody wrongfully pulled your credit report, you might be able to sue them in state or federal court for damages. Your state's laws may also offer additional relief and remedies. Click to see full answer Is it legal to pull someones credit report? The only way you can legally pull someone…
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Can you take legal action against someone who owes you money?

If someone owes you money and they refuse to pay you at the agreed time, you may take the matter to the Small Claims Court. If someone has bought goods such as furniture from you and they have failed to pay for it, you can take the matter to the Small Claims Court. Click to…
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Can I be sent to collections without notice?

Yes, a debt can technically be sent to collections without any notice. In some cases, you might not realize the debt is in collections until you check your credit report. Sometimes, you might not realize you owe the debt at all. Click to see full answer Does a debt collector have to send a letter?…
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